Glossary

Key terms and notions used in the Request to Pay (RTP) API.

Core Concepts

Request to Pay (RTP) A bank-initiated payment request created by the merchant and sent to the customer’s Bank App. The customer can accept or reject the request.

Alias Customer’s phone number in the format 373xxxxxxxx, used to address an RTP.


Identifiers

  • RTP ID — Unique identifier of an RTP request.

  • Payment ID — Unique identifier of a completed payment.

  • Order ID — Merchant’s internal order reference.

  • Terminal ID — Bank-assigned terminal reference.


Security

Signature Cryptographic value included in callback notifications. Used to ensure integrity and authenticity of the data.

Signature Key Secret key from maibmerchants project settings. Required to verify callback signatures.


Environments

  • Sandboxhttps://sandbox.maibmerchants.md

  • Productionhttps://api.maibmerchants.md

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