Payments types
Endpoints and necessary tests for each type of payment.
1. Direct Payments
API Endpoint: https://api.maibmerchants.md/v1/pay
In some cases, it can also be found under the name of SMS (Single Message System).
Direct payment takes place in one step. If the transaction is successful, the amount is debited from the Customer's bank account.
This type of payment is simpler to implement and most often corresponds to the Merchant's needs, therefore it is also the most common in ecommerce integrations.
2. Two-step payments
In some cases, it can also be found under the name of DMS (Dual Message System).
The payment is formed in 2 steps:
3. Recurring payments
Recurring payments are payments that are made periodically and do not require the Customer to re-enter their card details each time.
For example, it could be with a service with a monthly subscription. The Customer must be registered in their personal account on the website/app.
3 endpoints are provided for recurring payments:
4. One-click payments
One-click payments allow the Customer, after registering the card in the maib ecomm system, to make subsequent payments in a single click, without re-entering the card data.
The Customer must be registered in their personal account on the website/app.
The one-click payment button can be placed right on the product page.
3 endpoints are provided for one-click payments:
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